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| stan j liebowitz: The Economics of QWERTY P. Lewin, 2001-12-14 For those who believe that the standard typewriter keyboard, according to the QWERTY pattern, is an inefficient, unfortunate 'accident of history'; and that Microsoft is responsible for inflicting the same type of 'accident' upon us, this book is the perfect antidote. |
| stan j liebowitz: The Economics of QWERTY S. J. Liebowitz, 2002-02 The top left hand side of the keyboard reads Q-W-E-R-T-Y. Is this inefficient layout an inefficient early development to which we are now forever committed? The economics of QWERTY describes cases in which it has been claimed that technologies which have become accepted are not as good as rival technologies. Perhaps they have been locked in at an early stage, preventing newer, better possibilities from taking hold. Distinguished economists Stan Liebowitz and Steven Margolis have critically examined the various aspects of the economics of QWERTY and its implications, calling into question the historical accuracy of the standard account of QWERTY and similar cases such as those of Beta/VHS and Macintosh/Windows. They contend that no plausible case of inferior standards being locked in has ever been documented, though much antitrust activity and legislative policy has been based on the belief in the occurrence of such cases. The Economics of Qwerty brings together into one volume Liebowitz and Margolis's essential contributions, remarkable for their eloquence and relevance, to consider these issues, which are of real and enduring importance for the functioning of the market economy. Together they constitute a complete account of the critique of the economics of QWERTY. |
| stan j liebowitz: Winners, Losers & Microsoft S. J. Liebowitz, Stephen Margolis, 1999 Few issues in the high-technology field are as divisive as the raging debate over competition, innovation and antitrust. Why do certain products and technologies become dominant while others fail? Is there something about high technology that makes markets less dependable at choosing goods and services? Will the robust competition and tremendous technological advances of the past two decades continue? Or, will they be suffocated by larger firms employing monopolistic practices? Is antitrust primarily employed against monopolies to increase competition for the benefit of consumers, or is it actually a vehicle that firms use against their rivals to restrict the competitive process? Winners, Losers and Microsoft is the authoritative and in-depth book on these and other pressing questions now confronting high-technology markets. |
| stan j liebowitz: Unchecked and Unbalanced Arnold S. Kling, 2010 In Unchecked and Unbalanced, Arnold Kling provides a blueprint for those who are skeptical of political and financial elitism. At the heart of Kling's argument is the growing discrepancy between two phenomena: knowledge is becoming more diffuse, while political power is becoming more concentrated. Kling sees this knowledge/power discrepancy at the heart of the financial crisis of 2008. Financial industry executives and regulatory officials lacked the ability to fathom the complexity of the system that had emerged. And, in response, Treasury Secretary Henry Paulson and Federal Reserve Board Chairman Ben Bernanke, said that they required still more power, including $700 billion to purchase toxic assets from banks. Kling warns that increased concentration of power is a problem, not a panacea, for our modern world and suggests reforms designed to curb the growth of government and allow citizens greater control over the allocation of public goods. Published in cooperation with the Hoover Institution |
| stan j liebowitz: The Big Steal Jonathan M. Barnett, 2024-11-08 The Big Steal uncovers the unusual confluence of ideological views and business interests behind the dilution of legal protections for inventors and artists under U.S. patent and copyright law. Concurrent with the rise of the digital economy, policymakers significantly weakened legal protections against the unauthorized use of technological inventions and creative works. Through an evidence-based analysis informed by the economics and politics of digital markets, Jonathan Barnett shows that this policy shift has advantaged digital intermediaries at the expense of the innovators and artists that drive the knowledge economy |
| stan j liebowitz: Housing America Randall G. Holcombe, 2017-07-05 Housing policy not only aff ects all Americans' quality of life, but has a direct impact on their fi nancial well being. About 70 percent of American households own their own homes, and for most, their homes represent the majority of their net worth. Renters are aff ected by housing policy. Even the small minority of Americans who are homeless are aff ected by housing policies specifi cally targeted to low-income individuals.The government's increasing involvement in housing markets, fed by popular demand that government do something to address real problems of mortgage defaults and loans, provides good reason to take a new look at the public sector in housing markets. Crises in prime mortgage lending may lower the cost of housing, but the poor and homeless cannot benefi t because of increases in unemployment. Even the private market is heavily regulated. Government policies dictate whether people can build new housing on their land, what type of housing they can build, the terms allowed in rental contracts, and much more.This volume considers the eff ects of government housing policies and what can be done to make them work better. It shows that many problems are the result of government rules and regulations. Even in a time of foreclosures, the market can still do a crucial a job of allocating resources, just as it does in other markets. Consequently, the appropriate policy response may well be to signifi cantly reduce, not increase, government presence in housing markets. Housing America is a courageous and comprehensive eff ort to examine housing policies in the United States and to show how such policies aff ect the housing market. |
| stan j liebowitz: Clearing Services for Global Markets Tina P. Hasenpusch, 2009-09-24 Clearing forms the core part of a smooth and efficiently functioning financial market infrastructure. Traditionally, it has been provided by clearing houses, most of which today act as a 'central counterparty' (CCP) between the two sides of a trade. The rapid growth of cross-border trading has sparked discussion on the most efficient industry structure - particularly in Europe and the US. At the heart of this discussion lies the question of whether the implementation of a single clearing house creates greater benefits than a more competitive but interlinked market structure. This is the starting point for this book, which analyses the efficiency of clearing and clearing industry structure. Along with clear-cut definitions and a concise characterisation and descriptive analysis of the clearing industry, the book determines the efficiency impact of various cross-border integration and harmonisation initiatives between CCPs. This serves to identify the most preferable future structure for the clearing industry. |
| stan j liebowitz: Never Allow A Crisis To Go To Waste , |
| stan j liebowitz: Antitrust Law Journal , 1986 |
| stan j liebowitz: Technologies of the Novel Nicholas D. Paige, 2020-11-19 The first quantitative history of the novel's evolution, written with the tools and perspectives provided by the digital humanities. |
| stan j liebowitz: A New History of Modern Computing Thomas Haigh, Paul E. Ceruzzi, 2021-09-14 How the computer became universal. Over the past fifty years, the computer has been transformed from a hulking scientific supertool and data processing workhorse, remote from the experiences of ordinary people, to a diverse family of devices that billions rely on to play games, shop, stream music and movies, communicate, and count their steps. In A New History of Modern Computing, Thomas Haigh and Paul Ceruzzi trace these changes. A comprehensive reimagining of Ceruzzi's A History of Modern Computing, this new volume uses each chapter to recount one such transformation, describing how a particular community of users and producers remade the computer into something new. Haigh and Ceruzzi ground their accounts of these computing revolutions in the longer and deeper history of computing technology. They begin with the story of the 1945 ENIAC computer, which introduced the vocabulary of programs and programming, and proceed through email, pocket calculators, personal computers, the World Wide Web, videogames, smart phones, and our current world of computers everywhere--in phones, cars, appliances, watches, and more. Finally, they consider the Tesla Model S as an object that simultaneously embodies many strands of computing. |
| stan j liebowitz: The Surprising Design of Market Economies Alex Marshall, 2012-09-01 The “free market” has been a hot topic of debate for decades. Proponents tout it as a cure-all for just about everything that ails modern society, while opponents blame it for the very same ills. But the heated rhetoric obscures one very important, indeed fundamental, fact—markets don’t just run themselves; we create them. Starting from this surprisingly simple, yet often ignored or misunderstood fact, Alex Marshall takes us on a fascinating tour of the fundamentals that shape markets and, through them, our daily economic lives. He debunks the myth of the “free market,” showing how markets could not exist without governments to create the structures through which we assert ownership of property, real and intellectual, and conduct business of all kinds. Marshall also takes a wide-ranging look at many other structures that make markets possible, including physical infrastructure ranging from roads and railroads to water systems and power lines; mental and cultural structures such as common languages and bodies of knowledge; and the international structures that allow goods, services, cash, bytes, and bits to flow freely around the globe. Sure to stimulate a lively public conversation about the design of markets, this broadly accessible overview of how a market economy is constructed will help us create markets that are fairer, more prosperous, more creative, and more beautiful. |
| stan j liebowitz: Restoring Consumer Sovereignty Adrian Künzler, 2017 Introduction -- Abiding issues -- Argumentation of the courts and contemporary legal scholarship -- Making behavioralism work -- Fashioning consumer cognitive capability -- Open approaches to promoting innovation and economic growth -- From market access to cumulative innovation -- Conclusion |
| stan j liebowitz: The Digital Public Domain Melanie Dulong De Rosnay, Juan Carlos De Martin, 2012 Digital technology has made culture more accessible than ever before. Texts, audio, pictures and video can easily be produced, disseminated, used and remixed using devices that are increasingly user-friendly and affordable. However, along with this technological democratization comes a paradoxical flipside: the norms regulating culture's use - copyright and related rights - have become increasingly restrictive. This book brings together essays by academics, librarians, entrepreneurs, activists and policy makers, who were all part of the EU-funded Communia project. Together the authors argue that the Public Domain - that is, the informational works owned by all of us, be that literature, music, the output of scientific research, educational material or public sector information - is fundamental to a healthy society. The essays range from more theoretical papers on the history of copyright and the Public Domain, to practical examples and case studies of recent projects that have engaged with the principles of Open Access and Creative Commons licensing. The book is essential reading for anyone interested in the current debate about copyright and the Internet. It opens up discussion and offers practical solutions to the difficult question of the regulation of culture at the digital age. |
| stan j liebowitz: Copyright in the Age of Online Access João Pedro Quintais, 2017-05-15 In addition to proving virtually impossible, online enforcement of copyright may be undesirable because it risks encroaching upon fundamental rights and freedoms. However, the problem remains that creators are often not fairly remunerated for the online use of their works. This book addresses the urgent need to study pragmatic legal solutions that enable Internet users to access works in the digital environment, while assuring remuneration to rights holders and promoting the development of the information society. This study examines legalisation schemes that favour remunerated access over exclusivity and enforcement for large-scale online use by individuals. It investigates whether and to what extent these schemes (referred to as alternative compensation systems) are admissible under EU copyright law and consistent with its objectives, responding to such questions as the following in depth: - What existing copyright schemes provide an alternative to the exclusive right in copyright law? - What online rights apply to the activities of Internet users? - What types of models exist for the legalisation of online use of copyright works? - How can the public interest shape the scope of protection of copyright? - Can and should we legalise non-commercial file sharing and online use in EU copyright law? The book carefully examines these questions in light of EU primary law, relevant directives (with a focus on the InfoSoc Directive), case law (especially that of the CJEU), and legal literature in the field of copyright. The analysis culminates with a proposed blueprint for a compensated limitation for non-commercial individual use that is consistent with EU copyright law. As a thoroughly researched and balanced response to the urgent need to rethink EU copyright law in light of its lack of social acceptance and technological adequacy, this book will be of inestimable value to lawyers, policymakers, and scholars in the field, as well as to interest groups involved in discussions for reform and modernisation of EU digital copyright law. |
| stan j liebowitz: The Digital Hand James W. Cortada, 2004 This text provides a historical perspective on how some of the most important American industries used computing over the past half century, describing their experience, their best practices, and the role of industries and technologies in changing the nature of American work. |
| stan j liebowitz: Industry and Firm Studies Victor J. Tremblay, Carol Horton Tremblay, 2015-03-26 The fourth edition of this acclaimed text is a rich resource for undergraduate and graduate courses in industrial organization, applied game theory, and management strategy. It incorporates game theory into industry analysis by studying the behavior of successful and failing firms as well as the structure-conduct-performance of particular industries. Chapters address a wide variety of issues concerning industry structure, policy towards business, and the strategic innovations and blunders of individual firms. New coverage of professional sports, soft drinks, distilled spirits, and cigarettes complements revised and updated chapters on airline services, retail and commercial banking, health insurance, motion pictures, and brewing. The book includes firm case studies of General Motors, Microsoft, Schlitz, and TiVo. |
| stan j liebowitz: Budgetary Politics in American Governments James J. Gosling, 2015-08-24 This comprehensive book describes and analyzes the substance and politics of public budgeting at the national, state, and local levels of government. In doing so, it takes a comparative approach, illustrating the distinctiveness of budgeting at each level, as well as highlighting the features common to all three. A unifying focus is the extent to which budgetary decision makers use the budget as a central vehicle to advance their policy preferences. This fully updated sixth edition provides an extensive and thorough analysis of the causes of the Great Recession, its economic consequences, and the policy responses which pushed the boundaries of conventional monetary and fiscal policy. Also new to this edition is a chapter on the intergovernmental dimensions of public budgeting, along with boxed features highlighting hands-on vignettes of contemporary practical challenges facing budget makers at the different levels of government. |
| stan j liebowitz: IP and Antitrust Christina Bohannan, 2013 |
| stan j liebowitz: IP and Antitrust: An Analysis of Antitrust Principles Applied to Intellectual Property Law, 3rd Edition Hovenkamp, Janis, Lemley, Leslie, Carrier, 2016-01-01 |
| stan j liebowitz: University of Chicago Law Review: Volume 81, Number 3 - Summer 2014 University of Chicago Law Review, 2014-09-19 The third issue of 2014 features three articles from recognized legal scholars, as well as extensive student research. Contents include: Articles: • Following Lower-Court Precedent, by Aaron-Andrew P. Bruhl • Constitutional Outliers, by Justin Driver • Intellectual Property versus Prizes: Reframing the Debate, by Benjamin N. Roin Review: • The Text, the Whole Text, and Nothing but the Text, So Help Me God: Un-Writing Amar's Unwritten Constitution, by Michael Stokes Paulsen Comments: • Standing on Ceremony: Can Lead Plaintiffs Claim Injury from Securities That They Did Not Purchase?, by Corey K. Brady • FISA's Fuzzy Line between Domestic and International Terrorism, by Nick Harper • The Perceived Intrusiveness of Searching Electronic Devices at the Border: An Empirical Study, by Matthew B. Kugler • Comcast Corp v Behrend and Chaos on the Ground, by Alex Parkinson • Maybe Once, Maybe Twice: Using the Rule of Lenity to Determine Whether 18 USC 924(c) Defines One Crime or Two, by F. Italia Patti • Let's Be Reasonable: Controlling Self-Help Discovery in False Claims Act Suits, by Stephen M. Payne • A Dispute Over Bona Fide Disputes in Involuntary Bankruptcy Proceedings, by Steven J. Winkelman The University of Chicago Law Review first appeared in 1933, thirty-one years after the Law School offered its first classes. Since then the Law Review has continued to serve as a forum for the expression of ideas of leading professors, judges, and practitioners, as well as students, and as a training ground for University of Chicago Law School students, who serve as its editors and contribute Comments and other research. Principal articles and essays are authored by accomplished legal and economics scholars. Quality ebook formatting includes active TOC, linked notes, active URLs in notes, and all the charts, tables, and formulae found in the original print version. |
| stan j liebowitz: Intellectual Property and Antitrust Mariateresa Maggiolino, 2011-01-01 This book brings to bear Professor Maggiolino?s considerable skills as a comparative competition law scholar on what is perhaps the single most important competition policy issue facing us today - namely, how to use IP policy and competition policy in tandem to further both economic competition and competition in innovation. Professor Maggiolino?s book covers a large range of IP practices by dominant firms where competition law can be invoked, including sham litigation and product design, improper infringement actions, predation, and refusals to license. This book is well researched, well written, and completely up to date. Every serious competition law/antitrust and intellectual property scholar and practitioner should regard it as must reading. |
| stan j liebowitz: The Oxford Handbook of Pricing Management Özalp Özer, Robert Phillips, 2012-06-07 A definitive reference to the theory and practice of pricing across industries, environments, and methodologies. It covers all major areas of pricing including, pricing fundamentals, pricing tactics, and pricing management. |
| stan j liebowitz: Meltdown Thomas E. Woods, 2009-02-09 With a foreword from Ron Paul, Meltdown is the free-market answer to the Fed-created economic crisis. As the new Obama administration inevitably calls for more regulations, Woods argues that the only way to rebuild our economy is by returning to the fundamentals of capitalism and letting the free market work. |
| stan j liebowitz: Markets Don't Fail! Brian P. Simpson, 2005-05-03 In all of the contemporary economics textbooks that have been written there is typically at least one chapter that addresses 'market failure.' Markets Don't Fail! is a response to what author Brian Simpson sees as a fundamental error in the thinking of some economists. The chapter titles of this book are crafted against the premises of 'market failure' arguments, and a significant portion of this book focuses on exposing the invalid premises upon which the claims of market failure are based and providing a proper basis upon which to judge the free market. The material in this book provides a strong antidote to the arguments typically presented in contemporary economics textbooks. Through example and argument, Brian Simpson shows that the claims against the free market are not true. In fact, he demonstrates how free markets succeed, how they raise the standard of living of all individuals who live within them, and how free markets allow human life to flourish. However, the book goes much deeper than economics by providing a moral and epistemological defense of the free market. Markets Don't Fail! gets to the fundamental, philosophical reasons why the claims of market failure are false and why markets actually succeed. Through an integration of economics and philosophy Simpson is able to provide a comprehensive, rigorous, and logically consistent defense of the free market. The specific topics covered in the book include monopoly, antitrust laws and predatory pricing, 'externalities,' the regulation of safety and quality, environmentalism, economic inequality, 'public goods,' and asymmetric information. This book is an invaluable tool for anyone who wants to gain a sound understanding of the free market. |
| stan j liebowitz: Industrial Organization and the Digital Economy Gerhard Illing, Martin Peitz, 2006 Theoretical and factual studies of ways that the rapidly evolving digital economy has changed the structure of different industries, focusing on the software and music industries. |
| stan j liebowitz: Macroeconomics After the Financial Crisis Mogens Ove Madsen, Finn Olesen, 2016-04-14 How should Europe cope with the negative and still unfolding economic consequences of the current economic crisis? And why does Europe seem to be more conservative than the USA in dealing with the crisis? Since the outbreak of the current international economic crisis in 2008, the USA and many of the European countries have been tormented by high levels of unemployment and low levels of inflation, interest rates close to zero and fiscal policies of austerity. As such, the modern economic mainstream has been challenged by these empirical facts. Today, several years after the outbreak of the international economic crisis, supply side effects do not seem to be increasing employment as the modern mainstream claimed they would. Aggregate demand has to play a more important role in macroeconomic analysis than hitherto. That is, there is a need for alternative explanations of how a modern macro economy is expected to function and how the macroeconomic outcome could be manipulated by the right economic policy proposals. As expressed by the contents of the present book, a Post Keynesian understanding proposes such an alternative theoretically, methodologically and in terms of policy measures. This book will present new materials and approaches, especially new evidence and new views on the potential problems of public debt, the European Union and the present crisis, Central Banking, hysteresis in an agent based framework, the foundations of macroeconomics and the problems of uncertainty. |
| stan j liebowitz: The Software Interface Between Copyright and Competition Law Ashwin van Rooijen, 2010-01-01 The success of computer programs often depends on their ability to interoperate ' or communicate ' with other systems. In proprietary software development, however, the need to protect access to source code, including the interface information |
| stan j liebowitz: Free Culture Lawrence Lessig, 2004 From the most important thinker on intellectual property in the Internet era (The New Yorker), a landmark manifesto about the genuine closing of the American mind. Lawrence Lessig could be called a cultural environmentalist. One of America's most original and influential public intellectuals, his focus is the social dimension of creativity: how creative work builds on the past and how society encourages or inhibits that building with laws and technologies. In his two previous books, Code and The Future of Ideas, Lessig concentrated on the destruction of much of the original promise of the Internet. Now, in Free Culture, he widens his focus to consider the diminishment of the larger public domain of ideas. In this powerful wake-up call he shows how short-sighted interests blind to the long-term damage they're inflicting are poisoning the ecosystem that fosters innovation. All creative works-books, movies, records, software, and so on-are a compromise between what can be imagined and what is possible-technologically and legally. For more than two hundred years, laws in America have sought a balance between rewarding creativity and allowing the borrowing from which new creativity springs. The original term of copyright set by the Constitution in 1787 was seventeen years. Now it is closer to two hundred. Thomas Jefferson considered protecting the public against overly long monopolies on creative works an essential government role. What did he know that we've forgotten? Lawrence Lessig shows us that while new technologies always lead to new laws, never before have the big cultural monopolists used the fear created by new technologies, specifically the Internet, to shrink the public domain of ideas, even as the same corporations use the same technologies to control more and more what we can and can't do with culture. As more and more culture becomes digitized, more and more becomes controllable, even as laws are being toughened at the behest of the big media groups. What's at stake is our freedom-freedom to create, freedom to build, and ultimately, freedom to imagine. |
| stan j liebowitz: The Mystery of Market Movements Niklas Hageback, 2014-03-25 A quantifiable framework for unlocking the unconscious forcesthat shape markets There has long been a notion that subliminal forces play a greatpart in causing the seemingly irrational financial bubbles, whichconventional economic theory, again and again, fails to explain.However, these forces, sometimes labeled ‘animalspirits’ or ‘irrational exuberance, have remainedelusive - until now. The Mystery of Market Movementsprovides you with a methodology to timely predict and profit fromchanges in human investment behaviour based on the workings of thecollective unconscious. Niklas Hageback draws in on one of psychology's most influentialideas - archetypes - to explain how they form investor’sperceptions and can be predicted and turned into profit. TheMystery of Market Movements provides; A review of the collective unconscious and its archetypes basedon Carl Jung’s theories and empirical case studies thathighlights and assesses the influences of the collectiveunconscious on financial bubbles and zeitgeists For the first time being able to objectively measure the impactof archetypal forces on human thoughts and behaviour with a view toprovide early warning signals on major turns in the markets. Thisis done through a step-by-step guide on how to develop ameasurement methodology based on an analysis of the language of theunconscious; figurative speech such as metaphors and symbolism,drawn out and deciphered from Big Data sources, allowingfor quantification into time series The book is supplemented with an online resource that presentscontinuously updated bespoken archetypal indexes with predictivecapabilities to major financial indexes Investors are often unaware of the real reasons behindtheir own financial decisions. This book explains why psychologicaldrivers in the collective unconscious dictates not only investmentbehaviour but also political, cultural and social trends.Understanding these forces allows you to stay ahead of the curveand profit from market tendencies that more traditional methodscompletely overlook. |
| stan j liebowitz: Reproducing Racism Daria Roithmayr, 2014-01-20 Should be required reading for anyone who believes in simple causation or easy fixes for the equality gap... Clear-eyed and often brutal. - Dahlia Lithwick, Senior Editor, Slate |
| stan j liebowitz: The Routledge Companion to Business Ethics Eugene Heath, Byron Kaldis, Alexei Marcoux, 2018-02-12 The field of business ethics continues to expand intellectually and geographically. During the past five decades, scholars have developed and deepened their inquiries into the ethics of commercial and corporate conduct. This Companion provides a novel overview of the discipline of business ethics, covering the major areas of the field as well as new and emerging topics. The eight thematic units range over an extraordinary set of subjects and include chapters on the history and pedagogy of business ethics, moral philosophy, the nature of business, responsibilities within the firm, economic institutions, the 2008 financial crisis, globalization, and business ethics in different regions of the world. Led by a well-respected editorial team, this unique volume gathers an international array of experts whose various critical approaches yield insights from areas such as public policy, economics, law, and history, in addition to business and philosophy. With its fresh analyses, wide scope, and clarity of approach, this volume will be an essential addition to library collections in business, management, and applied ethics. |
| stan j liebowitz: The Impact of Public Policy on Consumer Credit Thomas A. Durkin, Michael E. Staten, 2002 As both the twenty-first century and the new millennium opened and the old eras passed into history, individuals and organizations throughout the world advanced their listings of the most significant people and events in their respective specialties. Possibly more important, the tum of the clock and calendar also offered these same observers a good reason to glance into the crystal ball. Presumably, the past is of greatest interest to most people when it permits better understanding of the present, and maybe even limited insight into the outlook. In keeping with the reflective mood of the time, the staff and friends of the Credit Research Center (CRC) at Georgetown University's McDonough School of Business noted that the beginning of the new millennium also marked the beginning of the second quarter-century of the Center's existence. The Center began at the Krannert Graduate School of Management at Purdue University in 1974 and moved to the McDonough School of Business at Georgetown University in 1997. The silver anniversary of its founding offered the occasion for creating more than another listing of significant past accomplishments and milestones. Rather, it offered the opportunity and, indeed, a mandate for CRC as an academic research center, to undertake a retrospective and future look into the status of research questions pertaining to consumer credit markets. For this reason, the Center organized a research conference which was held in Washington, D. C. |
| stan j liebowitz: Mortgage Lending, Racial Discrimination and Federal Policy John Goering, Ron Wienk, 2018-12-20 First published in 1997, this volume features a wealth of contributions discussing mortgage lending discrimination and the role of the FHA, fair lending enforcement and the Decatur case, along with the future of mortgage discrimination research. This key civil rights debate in the wake of the Fair Housing Act 25 years prior is evaluated and clarified through rigorous review of fair lending research, applied projects and enforcement activities to date. It argues forcefully that the right to take out a mortgage to buy a home should be conditioned only upon one’s credit worthiness and not on one’s race or ethnic group. |
| stan j liebowitz: Copyright Law in an Age of Limitations and Exceptions Ruth L. Okediji, 2017-03-30 In this book, leading scholars analyze the important role played by copyright exceptions in economic and cultural productivity. |
| stan j liebowitz: Intellectual Path Dependence in Economics Altug Yalcintas, 2016-03-10 Is economics always self-corrective? Do erroneous theorems permanently disappear from the market of economic ideas? Intellectual Path Dependence in Economics argues that errors in economics are not always corrected. Although economists are often critical and open-minded, unfit explanations are nonetheless able to reproduce themselves. The problem is that theorems sometimes survive the intellectual challenges in the market of economic ideas even when they are falsified or invalidated by criticism and an abundance of counter-evidence. A key question which often gets little or no attention is: why do economists not reject theories when they have been refuted by evidence and falsified by philosophical reasoning? This book explores the answer to this question by examining the phenomenon of intellectual path dependence in the history of economic thought. It argues that the key reason why economists do not reject refuted theories is the epistemic costs of starting to use new theories. Epistemic costs are primarily the costs of scarcity of the most valued element in academic production: time. Epistemic scarcity overwhelmingly dominates the evolution of scientific research in such a way that when researchers start off a new research project, they allocate time between replicable and un-replicable research. This book is essential reading for anyone interested in the methodology, philosophy and history of economics. |
| stan j liebowitz: Who Rules the Net? Adam D. Thierer, Clyde Wayne Crews, 2003-10-25 The rise of the Internet has challenged traditional concepts of jurisdiction, governance, and sovereignty. Many observers have praised the Internet for its ubiquitous and borderless nature and argued that this global medium is revolutionizing the nature of modern communications. Indeed, in the universe of cyberspace there are no passports and geography is often treated as a meaningless concept. But does that mean traditional concepts of jurisdiction and governance are obsolete? When legal disputes arise in cyberspace, or when governments attempt to apply their legal standards or cultural norms to the Internet, how are such matters to be adjudicated? Cultural norms and regulatory approaches vary from country to country, as reflected in such policies as free speech and libel standards, privacy policies, intellectual property, antitrust law, domain name dispute resolution, and tax policy. In each of those areas, policymakers have for years enacted myriad laws and regulations for realspace that are now being directly challenged by the rise of the parallel electronic universe known as cyberspace. Who is responsible for setting the standards in cyberspace? Is a U.N. for the Internetor a multinational treaty appropriate? If not, who's standards should govern cross-border cyber disputes? Are different standards appropriate for cyberspace and real space? Those questions are being posed with increasing frequency in the emerging field of cyberspace law and constitute the guiding theme this book's collection of essays. |
| stan j liebowitz: The Great American Bank Robbery Paul Sperry, 2011-01-17 The author of Crude Politics and Infiltration offers an analysis of public policy’s role in the 2008 financial crisis. You may not realize it, but you helped pay for a $10 million, fourteen-month government “investigation” of the housing collapse. Only your $10 million didn’t buy much, and it certainly didn’t buy truth; any hope of that went out the window on day one. The congressionally appointed panel—made up primarily of anti-market, historic revisionists—managed to shift the blame away from Washington and onto mortgage lenders and “greedy” Wall Street executives, while protecting the real culprits at the core of the crisis: POLITICIANS LIKE THEMSELVES. It’s not about Democrat or Republican, left or right, black or white. It’s about the usual suspects—money and power and the people who use government to manipulate them for private advantage. The Great American Bank Robbery maps out in detail exactly how Washington social engineers and their accomplices reshaped banking regulations and housing policies and gutted time-tested underwriting standards that led to the worst financial calamity since the 1930s, one that has robbed American households of $14 trillion in net worth. And they’re not done yet . . . |
| stan j liebowitz: Seduction by Contract Oren Bar-Gill, 2012-08-23 Consumers routinely enter into long-term contracts with providers of goods and services - from credit cards, mortgages, cell phones, insurance, TV, and internet services to household appliances, theatre and sports events, health clubs, magazine subscriptions, transportation, and more. Across these consumer markets certain design features of contracts are recurrent, and puzzling. Why do sellers design contracts to provide short-term benefits and impose long-term costs? Why are low introductory prices so common? Why are the contracts themselves so complex, with numerous fees and interest rates, tariffs and penalties? Seduction by Contract explains how consumer contracts emerge from the interaction between market forces and consumer psychology. Consumers are short-sighted and optimistic, so sellers compete to offer short-term benefits, while imposing long-term costs. Consumers are imperfectly rational, so sellers hide the true costs of products and services in complex contracts. Consumers are seduced by contracts that increase perceived benefits, without actually providing more benefits, and decrease perceived costs, without actually reducing the costs that consumers ultimately bear. Competition does not help this behavioural market failure. It may even exacerbate it. Sellers, operating in a competitive market, have no choice but to align contract design with the psychology of consumers. A high-road seller who offers what she knows to be the best contract will lose business to the low-road seller who offers what the consumer mistakenly believes to be the best contract. Put bluntly, competition forces sellers to exploit the biases and misperceptions of their customers. Seduction by Contract argues that better legal policy can help consumers and enhance market efficiency. Disclosure mandates provide a promising avenue for regulatory intervention. Simple, aggregate disclosures can help consumers make better choices. Comprehensive disclosures can facilitate the work of intermediaries, enabling them to better advise consumers. Effective disclosure would expose the seductive nature of consumer contracts and, as a result, reduce sellers' incentives to write inefficient contracts. Developing its explanation through a general framework and detailed case studies of three major consumer markets (credit cards, mortgages, and cell phones), Seduction by Contract is an accessible introduction to the law and economics of consumer contracts, and a powerful critique of current regulatory policy. |
| stan j liebowitz: News in a Digital Age Kavanagh, Marcellino, Jonathan S. Blake, Smith, Davenport, Tebeka, 2019-05-14 This report presents a quantitative assessment of how the presentation of news has changed over the past 30 years and how it varies across platforms. Over time, and as society moved from “old” to “new” media, news content has generally shifted from more-objective event- and context-based reporting to reporting that is more subjective, relies more heavily on argumentation and advocacy, and includes more emotional appeals. |
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Stan recommends the Premium subscription plan for families with different tastes and multiple devices. The Premium Plan allows you to stream Stan on up to four devices simultaneously in …
Stan. - Apps on Google Play
Jun 4, 2025 · Discover Stan's exclusive line-up of new TV series, unrivalled Originals and Sport. No lock in contracts. Download Stan for unlimited access to global exclusives, blockbuster movies, …
Stan (streaming service) - Wikipedia
Stan (stylised as Stan.) is an Australian subscription over-the-top streaming service. It was launched on 26 January 2015. [3] Stan originally was founded as StreamCo Media, a 50/50 joint …
How Freelancers Can Use Stan To Diversify And ... - Forbes
20 hours ago · A Stan Store isn't just for influencers. Here's how freelancers can use Stan to diversify their business and monetize their expertise.
Stan Login | Watch TV Shows & Movies Online | Stan
Sign up to Stan and get unlimited access to the biggest TV Shows & Movies from Australia and around the world.
Stan - Watch TV Shows, Movies and Kids Entertainment
Stan has all the latest movies, documentaries, TV series, critically acclaimed Stan Originals, kids TV shows and movies. Plus, Stan Sport …
Stan - Your Creator Store
Stan is the easiest way to make money online. All of your courses, digital products, and bookings are now hosted within your link-in-bio. Get 3 months …
Stan subscription plans
Stan recommends the Premium subscription plan for families with different tastes and multiple devices. The Premium Plan allows you to …
Stan. - Apps on Google Play
Jun 4, 2025 · Discover Stan's exclusive line-up of new TV series, unrivalled Originals and Sport. No lock in contracts. Download Stan for …
Stan (streaming service) - Wikipedia
Stan (stylised as Stan.) is an Australian subscription over-the-top streaming service. It was launched on 26 January 2015. [3] Stan originally was founded …
