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| microsoft excel features for the financially literate: Building Financial Models with Microsoft Excel K. Scott Proctor, 2009-11-25 A proven guide to building financial models from scratch The Second Edition of Building Financial Models with Microsoft Excel + CD-ROM provides beginning and intermediate level computer users with step-by-step instructions on building financial models using Microsoft Excel 2007-the most popular spreadsheet program available. The accompanying CD-ROM contains Excel worksheets that track the course of the book and allow you to build your own financial models. This comprehensive resource also covers important topics such as the concepts of valuation, sensitivity analysis, and contribution margin. Offers accessible guidance on building financial models using Excel 2007 Illustrates how to integrate financial statements such as the balance sheet, income statement, and statement of cash flows Covers the basics of building and using a Capitalization Table Discusses how to best present a financial model Incorporating financial models into business decisions has become an essential element of good business practice, and this book will show you how to excel at this endeavor. |
| microsoft excel features for the financially literate: Accounting for Entrepreneurs: Financial Literacy for Non-Finance People Ajah Excel , 2025-01-24 For many entrepreneurs, the world of accounting feels like an intimidating maze of numbers, jargon, and complicated rules. Accounting for Entrepreneurs: Financial Literacy for Non-Finance People is here to change that. Designed for innovators, creators, and business owners who want to take control of their financial future, this book simplifies the essentials of accounting and finance without overwhelming you with unnecessary complexity. Inside, you’ll find clear, jargon-free explanations and practical tools to help you: Understand key financial statements—Profit & Loss, Balance Sheet, and Cash Flow. Track revenue, expenses, and profitability with confidence. Manage budgets, forecast cash flow, and plan for growth. Decode financial ratios and metrics to assess your business's health. Communicate effectively with accountants, investors, and stakeholders. Whether you're launching a startup, scaling your business, or simply looking to better manage your finances, this book provides the foundational knowledge you need to make smarter financial decisions. Packed with real-world examples, step-by-step guides, and easy-to-use templates, it transforms intimidating concepts into tools you can use to drive success. Don't let a lack of financial literacy hold you back. With Accounting for Entrepreneurs, you'll gain the skills to manage your numbers and build a business that thrives. |
| microsoft excel features for the financially literate: Mastering Financial Literacy: Essential Skills for Navigating Modern Banking Ahmed Musa , 2024-12-24 In today’s fast-paced world, understanding how to manage your money and navigate modern banking is no longer optional—it’s essential. Mastering Financial Literacy: Essential Skills for Navigating Modern Banking is your comprehensive guide to gaining control of your finances, making smart decisions, and achieving financial independence. This book breaks down the complexities of banking, saving, investing, and budgeting into easy-to-understand concepts, empowering readers of all ages to take charge of their financial future. Whether you’re opening your first account, planning for major life milestones, or looking to optimize your wealth, this guide offers the tools and insights you need. Inside, you’ll discover: Banking Basics: Learn about different types of accounts, how to choose the right bank, and tips for managing online and mobile banking. Budgeting for Success: Step-by-step strategies to track expenses, build a budget, and save for your goals. Credit Demystified: Understand how credit works, how to build a strong credit score, and avoid common pitfalls. Smart Saving and Investing: Explore options for growing your wealth, from savings accounts to stocks and retirement planning. Protecting Your Assets: Insights on financial safety, fraud prevention, and understanding insurance. Navigating Loans and Mortgages: A guide to borrowing responsibly and choosing the best terms for your needs. Adapting to the Future: Stay ahead of the curve with insights on digital currencies, fintech innovations, and evolving banking trends. With practical advice, real-life examples, and actionable tips, this book simplifies the complexities of modern finance. It’s more than just a guide—it’s a toolkit for building a stable and prosperous financial future. Mastering Financial Literacy is perfect for students, young professionals, and anyone looking to enhance their money management skills. Take control of your finances, navigate modern banking with confidence, and create the life you deserve. |
| microsoft excel features for the financially literate: International Handbook of Financial Literacy Carmela Aprea, Eveline Wuttke, Klaus Breuer, Noi Keng Koh, Peter Davies, Bettina Greimel-Fuhrmann, Jane S. Lopus, 2016-03-24 This Handbook presents in-depth research conducted on a myriad of issues within the field of financial literacy. Split into six sections, it starts by presenting prevalent conceptions of financial literacy before covering financial literacy in the policy context, the state and development of financial literacy within different countries, issues of assessment and evaluation of financial literacy, approaches to teaching financial literacy, and teacher training and teacher education in financial literacy. In doing so, it provides precise definitions of the construct of financial literacy and elaborates on the state and recent developments of financial literacy around the world, to show ways of measuring and fostering financial literacy and to give hints towards necessary and successful teacher trainings. The book also embraces the diversity in the field by revealing contrasting and conflicting views that cannot be bridged, while at the same time making a contribution by re-joining existing materials in one volume which can be used in academic discourse, in research-workshops, in university lectures and in the definition of program initiatives within the wider field of financial literacy. It allows for a landscape of financial literacy to be depicted which would foster the implementation of learning opportunities for human beings for sake of well-being within financial living-conditions. The Handbook is useful to academics and students of the topic, professionals in the sector of investment and banking, and for every person responsible for managing his or her financial affairs in everyday life. |
| microsoft excel features for the financially literate: Data Smart John W. Foreman, 2013-11-12 Data Science gets thrown around in the press like it's magic. Major retailers are predicting everything from when their customers are pregnant to when they want a new pair of Chuck Taylors. It's a brave new world where seemingly meaningless data can be transformed into valuable insight to drive smart business decisions. But how does one exactly do data science? Do you have to hire one of these priests of the dark arts, the data scientist, to extract this gold from your data? Nope. Data science is little more than using straight-forward steps to process raw data into actionable insight. And in Data Smart, author and data scientist John Foreman will show you how that's done within the familiar environment of a spreadsheet. Why a spreadsheet? It's comfortable! You get to look at the data every step of the way, building confidence as you learn the tricks of the trade. Plus, spreadsheets are a vendor-neutral place to learn data science without the hype. But don't let the Excel sheets fool you. This is a book for those serious about learning the analytic techniques, the math and the magic, behind big data. Each chapter will cover a different technique in a spreadsheet so you can follow along: Mathematical optimization, including non-linear programming and genetic algorithms Clustering via k-means, spherical k-means, and graph modularity Data mining in graphs, such as outlier detection Supervised AI through logistic regression, ensemble models, and bag-of-words models Forecasting, seasonal adjustments, and prediction intervals through monte carlo simulation Moving from spreadsheets into the R programming language You get your hands dirty as you work alongside John through each technique. But never fear, the topics are readily applicable and the author laces humor throughout. You'll even learn what a dead squirrel has to do with optimization modeling, which you no doubt are dying to know. |
| microsoft excel features for the financially literate: Next Generation Excel Isaac Gottlieb, 2013-02-04 Take Excel to the next level in accounting and financial modeling In this new Second Edition of Next Generation Excel, Isaac Gottlieb shows financial analysts how to harness the full power of Excel to move forward into the new world of accounting and finance. Companies of all sizes use financial models to analyze their finances and plan business operations, as well as to create financial accounting reports like balance sheets, income statements, and statements of cash flows. While many businesspeople are quite familiar with the reports created with financial models, most are not as familiar with the creation of the models themselves. This book shows them how to build an accurate and effective financial model using the solid functionality and easy usability of Excel. Fully updated and revised to include support for Apple users Written by a professor of management and statistics who has taught the discipline for fifteen years Appropriate for professional financial analysts, as well as MBA students For professionals and students whose responsibilities or studies include a full understanding of financial modeling, Next Generation Excel, Second Edition offers comprehensive training. |
| microsoft excel features for the financially literate: Financial Literacy Ethan Rodriguez, AI, 2025-02-28 Financial Literacy offers essential knowledge and strategies for confidently navigating the world of finance, covering foundational concepts, budgeting, and investing. It emphasizes that financial literacy is a fundamental life skill, not just for experts, empowering readers to make informed decisions and achieve their financial goals. For instance, understanding the time value of money is crucial, as it highlights how inflation erodes purchasing power over time, impacting investment returns and savings. The book uniquely prioritizes practical application through hands-on exercises and templates. The book systematically progresses, starting with core financial knowledge such as interpreting financial statements and assessing risk. It then transitions to budgeting by teaching readers to track income and expenses, create realistic budgets, and identify savings opportunities. Investing is explored next, covering diverse investment vehicles like stocks, bonds, and real estate, along with risk management and diversification strategies. These elements are tied together to help readers set financial goals, develop a financial plan, and monitor progress. This approach ensures readers can immediately apply what they learn to their personal or business finances, fostering wealth creation and financial security. |
| microsoft excel features for the financially literate: Financial Literacy for Millennials Andrew O. Smith CFO, 2016-08-22 A modern primer on consumer finance and personal money management intended for readers aged 15 to 30, this guide can also serve as a primary text for high school, college, or adult education courses on personal finance. There is growing awareness that teaching consumers more about finance is an urgent national priority—and that their education should begin early. Combining practical advice with targeted information on virtually every aspect of personal finance and money management, this book is the ideal resource for young people who want to start off their financial lives properly. The guide updates traditional personal finance topics, such as budgeting, credit, debt, savings, and investment, and goes beyond those fundamentals to furnish important life lessons on such concerns as career planning, starting a business, Internet fraud, and avoiding financial scams. It even provides useful background on the tax system, how to avoid bankruptcy, legal issues young adults often face, and the plethora of government benefits they can access. In fact, young readers will come away from this book with basic knowledge of every important area of personal finance. Ideal for teens and young adults, the volume will prove useful to parents who want to educate their children about the wise use of money, preparing them to make independent financial decisions. In addition, this book can be used to meet the standards enacted in every state for developing a curriculum guide for teaching financial literacy to high school students. It can also serve as a primary or supplementary resource in personal finance or consumer economics courses for college students and adults. |
| microsoft excel features for the financially literate: Teaching Macroeconomics with Microsoft Excel® Humberto Barreto, 2016-05-23 Humberto Barreto shows professors how to teach macroeconomic models and incorporate data using Microsoft Excel® with free files and videos. |
| microsoft excel features for the financially literate: Building Financial Models with Microsoft Excel K. Scott Proctor, 2004-10-28 A comprehensive guide to building financial models Building Financial Models with Microsoft Excel + CD-ROM provides beginning or intermediate level computer users with step-by-step instructions on building financial models using Microsoft Excel-the most popular spreadsheet program available. The accompanying CD-ROM contains Excel worksheets that track the course of the book and allow readers to build their own financial models. This comprehensive resource also covers important topics such as the concept of valuation, the concept of sensitivity analysis, the concepts of contribution margin and financial ratios and the basics of building and using a Capitalization Table. K. Scott Proctor, CFA, is the Director of Investor Analytics at SNL Financial, a financial information provider. |
| microsoft excel features for the financially literate: Financial Literacy , |
| microsoft excel features for the financially literate: Reframing Financial Literacy Thomas A. Lucey, James D. Laney, 2012-06-01 Scholarship related to financial and consumer education largely concerns itself with the acquisition, management, and growth of financial resources. In a global setting that witnesses increasing competition for natural resources, along with diminishing appreciation for human rights, a challenge for financial and consumer educators involves developing foundation for bettering individual wealth in manners that respect all members of a global society. Reframing Financial Literacy fills this need by providing literature that examines a broad view of financial literacy by connecting financial practice with issues of citizenship, along with personal and professional identity. It relates these issues to educational theory and practice to provide the reader with information about the relevance of improving social worth, while bettering financial wealth. Boasting 14 previously unpublished chapters from an international slate of authors, and classroom adaptable lesson plans for each chapter, Reframing Financial Literacy will interest both teachers and researchers with its exciting classroom activities and its provocative content. This is a must work that no education professional should be without. |
| microsoft excel features for the financially literate: Beginning Excel, First Edition Barbara Lave, Diane Shingledecker, Julie Romey, Noreen Brown, Mary Schatz, 2020 This is the first edition of a textbook written for a community college introductory course in spreadsheets utilizing Microsoft Excel; second edition available: https://openoregon.pressbooks.pub/beginningexcel19/. While the figures shown utilize Excel 2016, the textbook was written to be applicable to other versions of Excel as well. The book introduces new users to the basics of spreadsheets and is appropriate for students in any major who have not used Excel before. |
| microsoft excel features for the financially literate: Lifecycle Investing Ian Ayres, Barry Nalebuff, 2010-05 Diversification provides a well-known way of getting something close to a free lunch: by spreading money across different kinds of investments, investors can earn the same return with lower risk (or a much higher return for the same amount of risk). This strategy, introduced nearly fifty years ago, led to such strategies as index funds. What if we were all missing out on another free lunch that’s right under our noses? InLifecycle Investing, Barry Nalebuff and Ian Ayres-two of the most innovative thinkers in business, law, and economics-have developed tools that will allow nearly any investor to diversify their portfolios over time. By using leveraging when young-a controversial idea that sparked hate mail when the authors first floated it in the pages ofForbes-investors of all stripes, from those just starting to plan to those getting ready to retire, can substantially reduce overall risk while improving their returns. InLifecycle Investing, readers will learn How to figure out the level of exposure and leverage that’s right foryou How the Lifecycle Investing strategy would have performed in the historical market Why it will work even if everyone does it Whennotto adopt the Lifecycle Investing strategy Clearly written and backed by rigorous research,Lifecycle Investingpresents a simple but radical idea that will shake up how we think about retirement investing even as it provides a healthier nest egg in a nicely feathered nest. |
| microsoft excel features for the financially literate: Digital Literacy For Dummies Faithe Wempen, 2014-10-27 Develop and implement essential computer technology—with confidence Do you want to develop an understanding of technology to enhance your education, career, or personal life, but feel inhibited by your digital literacy? Fear not! Written in plain English and absent of undecipherable high-tech jargon, Digital Literacy For Dummies makes it easy to get a grip on computer basics, the Internet, the Cloud, browsing the web, productivity programs and applications for school and the workplace, computer security and privacy, the latest in digital lifestyle topics, and so much more. Walks you through the basics of developing essential computer technology skills Shows you how to gain the digital literacy skills required to succeed in education, at home, and in the workforce Explains how the use of smartphones and digital cameras contribute to digital literacy With the introduction of 3G and 4G services in emerging countries like India, worldwide Internet usage is increasing exponentially. With this technological growth comes an opportunity for people of all ages and from all walks of life to learn new skills to keep them ahead of the curve. Packed with easy-to-follow explanations and seasoned with a bit of humor and fun, Digital Literacy For Dummies makes it easy and accessible for anyone to harness the power of technology to remain relevant in school or at work. |
| microsoft excel features for the financially literate: Intermediate Microeconomics with Microsoft Excel Humberto Barreto, 2009-06-15 This unique text uses Microsoft Excel® workbooks to instruct students. In addition to explaining fundamental concepts in microeconomic theory, readers acquire a great deal of sophisticated Excel skills and gain the practical mathematics needed to succeed in advanced courses. In addition to the innovative pedagogical approach, the book features explicitly repeated use of a single central methodology, the economic approach. Students learn how economists think and how to think like an economist. With concrete, numerical examples and novel, engaging applications, interest for readers remains high as live graphs and data respond to manipulation by the user. Finally, clear writing and active learning are features sure to appeal to modern practitioners and their students. The website accompanying the text is found at www.depauw.edu/learn/microexcel. |
| microsoft excel features for the financially literate: Whatever Happened to Thrift? Ronald T. Wilcox, 2008-10-01 It is no secret that Americans save very little: every economic index confirms as much. But to solve the real mystery, we must ask the questions, Why? What are the effects on our economy? and What can be done about it? In this thoroughly researched and thought-provoking book, Ronald T. Wilcox clearly describes not only how the savings crisis adversely influences personal lifestyles over the long term but also how it can undermine our national wealth and standard of living. Wilcox cogently explains that savings are essential to fuel our nations economic growth, whether its putting money in the bank or in the form of direct loans to the government as savings bonds, for example. And, he presents unambiguous facts showing that a high proportion of current wage earners simply will not have enough money for self-support during retirementand that the government safety nets for income and health can no longer be counted on. Most important, Wilcox examines the many rational and irrational reasons behind individuals failures to put money away, what third parties such as corporations and government can do to help, and the steps people can take today to help themselves. The book is an attempt to reinvent thrift in the United States, to find practical ways to help people consume less and save more now so that we can be a richer people in the future and a more prosperous nation. It is a must-read for every corporate executive, policy maker, and concerned citizen. |
| microsoft excel features for the financially literate: Practical Money Skills for Teens Prosper Press, 2024-06-23 Arm yourself with the ultimate guide to financial independence and master money management effortlessly! Are you becoming more independent and getting ready to face the exciting world beyond high school? Are you clueless about managing your finances, from budgeting to saving and investing? Practical Money Skills for Teens is here to help. Over 52% of high school graduates enter college without understanding basic money skills, leading to costly financial missteps. This book provides practical, interactive lessons designed to instill lifelong habits of financial responsibility in an engaging, teen-friendly way. Inside, you will discover: ● How to turn hobbies into income streams ● Effective budgeting and saving strategies ● Emotional control to avoid impulsive spending ● Smart shopping, negotiation, and financial etiquette ● Tips for budget travel and study abroad programs ● Career planning aligned with financial goals ● Strategies for managing college expenses and student loans ● Alternative education options like trade schools and certification programs ● Entrepreneurial skills to become the next tech titan or business leader ● How to manage credit and debt wisely ● Digital security tips for the modern age ● Simple investing principles for a secure financial future It's never too early to start learning about personal finance. The earlier you understand money management, the fewer mistakes you’ll make. The methods in this book are easy to follow, practical, and designed to spark curiosity and interest. Start now to equip yourself with the financial wisdom that schools don't teach! |
| microsoft excel features for the financially literate: ECIE 2023 18th European Conference on Innovation and Entrepreneurship Vol 2 Fernando Moreira, Shital Jayantilal, 2023-09-21 |
| microsoft excel features for the financially literate: Using Excel for Business Analysis Danielle Stein Fairhurst, 2015-05-18 This is a guide to building financial models for business proposals, to evaluate opportunities, or to craft financial reports. It covers the principles and best practices of financial modelling, including the Excel tools, formulas, and functions to master, and the techniques and strategies necessary to eliminate errors. |
| microsoft excel features for the financially literate: Numerical and Statistical Computing Mr. Rohit Manglik, 2024-04-09 EduGorilla Publication is a trusted name in the education sector, committed to empowering learners with high-quality study materials and resources. Specializing in competitive exams and academic support, EduGorilla provides comprehensive and well-structured content tailored to meet the needs of students across various streams and levels. |
| microsoft excel features for the financially literate: Data Analysis Using SQL and Excel Gordon S. Linoff, 2010-09-16 Useful business analysis requires you to effectively transform data into actionable information. This book helps you use SQL and Excel to extract business information from relational databases and use that data to define business dimensions, store transactions about customers, produce results, and more. Each chapter explains when and why to perform a particular type of business analysis in order to obtain useful results, how to design and perform the analysis using SQL and Excel, and what the results should look like. |
| microsoft excel features for the financially literate: Corporate Financial Analysis with Microsoft Excel Francis J. Clauss, 2009-08-23 Corporate Financial Analysis with Microsoft® Excel® visualizes spreadsheets as an effective management tool both for financial analysis and for coordinating its results and actions with marketing, sales, production and service operations, quality control, and other business functions. Taking an integrative view that promotes teamwork across corporate functions and responsibilities, the book contains dozens of charts, diagrams, and actual Excel® screenshots to reinforce the practical applications of every topic it covers. The first two sections—Financial Statements and Cash Budgeting—explain how to use spreadsheets for: Preparing income statements, balance sheets, and cash flow statements Performing vertical and horizontal analyses of financial statements Determining financial ratios and analyzing their trends and significance Combining quantitative and judgmental techniques to improve forecasts of sales revenues and customer demands Calculating and applying the time value of money Managing inventories, safety stocks, and the allocation of resources The third and final section—Capital Budgeting—covers capital structure, the cost of capital, and leverage; the basics of capital budgeting, including taxes and depreciation; applications, such as new facilities, equipment replacement, process improvement, leasing versus buying, and nonresidential real estate; and risk analysis of capital budgets and the potential impacts of unforeseen events. Corporate Financial Analysis with Microsoft® Excel® takes a broad view of financial functions and responsibilities in relation to those of other functional parts of modern corporations, and it demonstrates how to use spreadsheets to integrate and coordinate them. It provides many insightful examples and case studies of real corporations, including Wal- Mart, Sun Microsystems, Nike, H. J. Heinz, Dell, Microsoft, Apple Computer, and IBM. Corporate Financial Analysis with Microsoft® Excel® is the ideal tool for managing your firm’s short-term operations and long-term capital investments. |
| microsoft excel features for the financially literate: Data Visualization and Statistical Literacy for Open and Big Data Prodromou, Theodosia, 2017-03-20 Data visualization has emerged as a serious scholarly topic, and a wide range of tools have recently been developed at an accelerated pace to aid in this research area. Examining different ways of analyzing big data can result in increased efficiency for many corporations and organizations. Data Visualization and Statistical Literacy for Open and Big Data highlights methodological developments in the way that data analytics is both learned and taught. Featuring extensive coverage on emerging relevant topics such as data complexity, statistics education, and curriculum development, this publication is geared toward teachers, academicians, students, engineers, professionals, and researchers that are interested in expanding their knowledge of data examination and analysis. |
| microsoft excel features for the financially literate: FCS Mathematical Literacy L4 , 2009 |
| microsoft excel features for the financially literate: Personal Finance Rachel S. Siegel, 2021 Personal Finance was written with two simple goals in mind: to help students develop a strong sense of financial literacy and provide a wide range of pedagogical aids to keep them engaged and on track. This book is a practical introduction that covers all of the fundamentals and introduces conceptual frameworks, such as the life cycle of financial decisions and basic market dynamics, in a way that students can easily grasp and readily use in their personal lives. --Provided by publisher. |
| microsoft excel features for the financially literate: Personal Finance Prof (Dr.) Kana Sukumaran, 2024-06-26 The book - PERSONAL FINANCE Is a comprehensive literature on personal finance. Financial education has been a priority for the policy makers and practitioners in India during the last few years. Policies and programs have been designed and implemented across the country to ensure that the fruits of development is percolated to all citizens through better financial planning. There is a need for a comprehensive literature on personal finance so that all those concerned can take up financial education in a meaningful manner. Currently financial innovation is well experimented in the country and individuals and households are benefitted out of it in reducing the cost and time of financial intermediation. |
| microsoft excel features for the financially literate: Byte by Byte: A Beginner's Guide to IT Literacy Sharmistha Ghosh, Monali Sanyal, Dr. Suparna Dasgupta, Dr. Soumyabrata Saha, Soumya Bhattacharyya, 2025-04-12 This book serves as a comprehensive guide for beginners, covering essential computer skills and programming fundamentals. It introduces readers to the C programming language, explaining key concepts such as data types, control structures, and functions. Additionally, the book provides step-by-step instructions on using Microsoft Word and PowerPoint, making it an excellent resource for students and professionals looking to enhance their technical proficiency. With a clear and structured approach, this book bridges the gap between basic computer literacy and programming, making it an ideal choice for learners who want to build a strong foundation in computing. |
| microsoft excel features for the financially literate: Excel Scientific and Engineering Cookbook David M Bourg, 2006-01-17 Given the improved analytical capabilities of Excel, scientists and engineers everywhere are using it--instead of FORTRAN--to solve problems. And why not? Excel is installed on millions of computers, features a rich set of built-in analyses tools, and includes an integrated Visual Basic for Applications (VBA) programming language. No wonder it's today's computing tool of choice. Chances are you already use Excel to perform some fairly routine calculations. Now the Excel Scientific and Engineering Cookbook shows you how to leverage Excel to perform more complex calculations, too, calculations that once fell in the domain of specialized tools. It does so by putting a smorgasbord of data analysis techniques right at your fingertips. The book shows how to perform these useful tasks and others: Use Excel and VBA in general Import data from a variety of sources Analyze data Perform calculations Visualize the results for interpretation and presentation Use Excel to solve specific science and engineering problems Wherever possible, the Excel Scientific and Engineering Cookbook draws on real-world examples from a range of scientific disciplines such as biology, chemistry, and physics. This way, you'll be better prepared to solve the problems you face in your everyday scientific or engineering tasks. High on practicality and low on theory, this quick, look-up reference provides instant solutions, or recipes, to problems both basic and advanced. And like other books in O'Reilly's popular Cookbook format, each recipe also includes a discussion on how and why it works. As a result, you can take comfort in knowing that complete, practical answers are a mere page-flip away. |
| microsoft excel features for the financially literate: Handbook of Research on Instructional Systems and Technology Kidd, Terry T., Song, Holim, 2008-10-31 This book provides information on different styles of instructional design methodologies, tips, and strategies on how to use technology to facilitate active learning and techniques to help faculty and researchers develop online instructional and teaching materials. It enables libraries to provide a foundational reference for researchers, educators, administrators, and others in the context of instructional systems and technology--Provided by publisher. |
| microsoft excel features for the financially literate: Rich Dad's Cashflow Quadrant Robert T. Kiyosaki, 2014 This work will reveal why some people work less, earn more, pay less in taxes, and feel more financially secure than others. |
| microsoft excel features for the financially literate: Financial Modeling and Valuation Paul Pignataro, 2013-07-10 Written by the Founder and CEO of the prestigious New York School of Finance, this book schools you in the fundamental tools for accurately assessing the soundness of a stock investment. Built around a full-length case study of Wal-Mart, it shows you how to perform an in-depth analysis of that company's financial standing, walking you through all the steps of developing a sophisticated financial model as done by professional Wall Street analysts. You will construct a full scale financial model and valuation step-by-step as you page through the book. When we ran this analysis in January of 2012, we estimated the stock was undervalued. Since the first run of the analysis, the stock has increased 35 percent. Re-evaluating Wal-Mart 9months later, we will step through the techniques utilized by Wall Street analysts to build models on and properly value business entities. Step-by-step financial modeling - taught using downloadable Wall Street models, you will construct the model step by step as you page through the book. Hot keys and explicit Excel instructions aid even the novice excel modeler. Model built complete with Income Statement, Cash Flow Statement, Balance Sheet, Balance Sheet Balancing Techniques, Depreciation Schedule (complete with accelerating depreciation and deferring taxes), working capital schedule, debt schedule, handling circular references, and automatic debt pay downs. Illustrative concepts including detailing model flows help aid in conceptual understanding. Concepts are reiterated and honed, perfect for a novice yet detailed enough for a professional. Model built direct from Wal-Mart public filings, searching through notes, performing research, and illustrating techniques to formulate projections. Includes in-depth coverage of valuation techniques commonly used by Wall Street professionals. Illustrative comparable company analyses - built the right way, direct from historical financials, calculating LTM (Last Twelve Month) data, calendarization, and properly smoothing EBITDA and Net Income. Precedent transactions analysis - detailing how to extract proper metrics from relevant proxy statements Discounted cash flow analysis - simplifying and illustrating how a DCF is utilized, how unlevered free cash flow is derived, and the meaning of weighted average cost of capital (WACC) Step-by-step we will come up with a valuation on Wal-Mart Chapter end questions, practice models, additional case studies and common interview questions (found in the companion website) help solidify the techniques honed in the book; ideal for universities or business students looking to break into the investment banking field. |
| microsoft excel features for the financially literate: VBA and Macros Bill Jelen, Tracy Syrstad, 2010 Provides a step-by-step guide to using Visual Basic for Applications (VBA) and macros to import data and produce reports in Microsoft Excel 2010. |
| microsoft excel features for the financially literate: Understanding the Mathematics of Personal Finance Lawrence N. Dworsky, 2009-09-22 A user-friendly presentation of the essential concepts and tools for calculating real costs and profits in personal finance Understanding the Mathematics of Personal Finance explains how mathematics, a simple calculator, and basic computer spreadsheets can be used to break down and understand even the most complex loan structures. In an easy-to-follow style, the book clearly explains the workings of basic financial calculations, captures the concepts behind loans and interest in a step-by-step manner, and details how these steps can be implemented for practical purposes. Rather than simply providing investment and borrowing strategies, the author successfully equips readers with the skills needed to make accurate and effective decisions in all aspects of personal finance ventures, including mortgages, annuities, life insurance, and credit card debt. The book begins with a primer on mathematics, covering the basics of arithmetic operations and notations, and proceeds to explore the concepts of interest, simple interest, and compound interest. Subsequent chapters illustrate the application of these concepts to common types of personal finance exchanges, including: Loan amortization and savings Mortgages, reverse mortgages, and viatical settlements Prepayment penalties Credit cards The book provides readers with the tools needed to calculate real costs and profits using various financial instruments. Mathematically inclined readers will enjoy the inclusion of mathematical derivations, but these sections are visually distinct from the text and can be skipped without the loss of content or complete understanding of the material. In addition, references to online calculators and instructions for building the calculations involved in a spreadsheet are provided. Furthermore, a related Web site features additional problem sets, the spreadsheet calculators that are referenced and used throughout the book, and links to various other financial calculators. Understanding the Mathematics of Personal Finance is an excellent book for finance courses at the undergraduate level. It is also an essential reference for individuals who are interested in learning how to make effective financial decisions in their everyday lives. |
| microsoft excel features for the financially literate: Daily Graphic Ransford Tetteh, 2010-02-04 |
| microsoft excel features for the financially literate: Finding Your Financial Type Chantel Bonneau, 2018 Finally, Financial Freedom! Gaining clarity about personal finances, taking financial ownership, and building a healthy relationship with money is hard, and the anxiety of tackling such could be holding you back. Author Chantel Bonneau will show you that hope is within reach; there is a way to enter into a healthy relationship with our finances, starting with discovering your FIN type. Everyone--the millennial, the single parent, the forty-year-old blue collar worker, or the late-fifties CEO--has a financial type, or FIN type, and it's never too late or too early to start working on your financial plan. You could be a ... - DILIGENT SAVER--a budgeter who's extremely frugal - IMPLEMENTER--a decision-maker and macro-thinker who wants a relevant, narrowed focus and appreciates knowledgeable guidance - CAPABLE STUDENT--a novice when it comes to jargon; one who is fearful of making wrong decisions but is eager to learn - HURDLER--a novice who is out of touch with their financial reality, and not numbers oriented - ANALYTIC--a micro-thinker who is data-driven, detail-oriented, and a bit of a control freak In Finding your FINancial Type, you will discover which of five different FIN types you align with, empowering you to achieve good financial health just by being yourself. |
| microsoft excel features for the financially literate: Brand Risk Mr David Abrahams, 2012-09-28 Brand risk is often narrowly defined as risk to reputation. Yet risk and uncertainty are evident in many aspects of brand performance and marketing operations. Considered and responsible risk-taking is central to effective brand management. Risk literacy is the marketer’s third necessary competence, alongside strategic insight and financial understanding. In Brand Risk, a practical and accessible book for those who hold responsibilities in marketing or risk management, David Abrahams brings together relevant risk thinking and a range of techniques for the evaluation of brand exposures and opportunities - whether in response to the ambitions of a key business project, new market conditions or shareholder concern. A balanced review of the subject is enriched by reference to topics of current interest and is supported by illustrative examples throughout. Presenting the essentials of brand management and risk management side-by-side, Brand Risk offers graduated and complementary approaches to brand risk assessment, from the intuitive to the data-driven. |
| microsoft excel features for the financially literate: Financial Literacy and Responsible Finance in the FinTech Era John O.S. Wilson, Georgios A. Panos, Chris Adcock, 2021-07-21 A growing body of evidence suggests that financial literacy plays an important role in financial well-being, and that differences in financial knowledge acquired early in life can explain a significant part of financial and more general well-being in adult life. Financial technology (FinTech) is revolutionizing the financial services industry at an unrivalled pace. Views differ regarding the impact that FinTech is likely to have on personal financial planning, well-being and societal welfare. In an era of mounting student debt, increased (digital) financial inclusion and threats arising from instances of (online) financial fraud, financial education and enlightened financial advising are appropriate policy interventions that enhance financial and overall well-being. Financial Literacy and Responsible Finance in the FinTech Era: Capabilities and Challenges engages in this important academic and policy agenda by presenting a set of seven chapters emanating from four parallel streams of literature related to financial literacy and responsible finance. The chapters in this book were originally published as a special issue of The European Journal of Finance. |
| microsoft excel features for the financially literate: Advanced Introduction to Entrepreneurship Robert D Hisrich, 2014-09-26 øElgar Advanced Introductions are stimulating and thoughtful introductions to major fields in the social sciences, business and law, expertly written by some of the world�s leading scholars. Designed to be accessible yet rigorous, they offer concise an |
| microsoft excel features for the financially literate: TS & AP ICET Exam 2024 for MBA/MCA | 10 Full Length Mock Tests 2024 (1200 Solved Questions) | with Free Access to Online Tests EduGorilla Prep Experts, 2024-06-01 • Best Selling Book in English Edition for TS ICET - MBA MCA Exam 2024 with objective-type questions as per the latest syllabus. • TS ICET - MBA MCA Exam Preparation Kit comes with 10 Practice Mock Tests (2000 Solved Questions) and Online Access with the best quality content. • Increase your chances of selection by 16X. • TS ICET - MBA MCA Exam Prep Kit comes with well-structured and 100% detailed solutions for all the questions. • Clear exam with good grades using thoroughly Researched Content by experts. |
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